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January 2026

Growth and Potential in the UK Housing Market

Growth and Potential in the UK Housing Market
News » Growth and Potential in the UK Housing Market

The UK residential market in 2025 has been variously described as resilient by some and subdued by others. In truth, performance has been highly location-specific, reinforcing the importance of regional context when assessing price movements.

The Housing Market Right Now

For homeowners, outcomes have diverged markedly. Northern Ireland recorded comparatively robust price growth, while parts of London experienced modest value declines. Despite this uneven picture, there is broad consensus among commentators that the market, viewed nationally, performed better than might reasonably have been expected.

Against a backdrop of stamp duty increases, pre-budget uncertainty, and continued cost of living pressures, transactional activity and pricing levels proved relatively stable. The market absorbed these headwinds without significant disruption.

The question now is whether this pattern of muted growth will persist into 2026.

To provide some clarity, we examine the views of leading forecasters on where values may head next and what this could mean for both buyers and existing homeowners.

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